Key Takeaways The Rule: In Florida, Medicaid recovery primarily targets long-term care Medicaid, not standard health insurance. The Trigger: It applies to individuals aged 55 and older receiving care in a nursing home, assisted living facility, or through a home health waiver. The Loophole: Medicaid can virtually only recover assets that go through a probate estate. The Solution: Preemptive estate planning using tools like Revocable Trusts and Lady bird Deeds can keep assets