Quick Summary:   Many Florida seniors are shocked to be denied Medicaid even when their monthly income is low. If you live in Florida and receive less than $2,000 a month in Social Security but were still denied, the issue is likely not your income—it is your assets. Here is what you need to know about the "hidden" limits that trigger a denial. If you are disabled, over 65, and living on a fixed income, receiving a denial letter from Florida Medicaid can be confusing and stre

Quick Summary:   Many Florida residents assume listing a "Transfer on Death" (TOD) or "Payable on Death" (POD) beneficiary protects their accounts from probate. However, if your financial institution merges or transfers your account to a new company, the original beneficiary paperwork can get lost. Without written confirmation from the new institution, your heirs may be forced into probate even if your monthly statements list them as beneficiaries. We are noticing an alarming

As of January 2025, the Medicaid gross monthly income limit increased from $2,829 (2024) to $2,991 . Yes – it went from $2,829 to $2,991. It’s a small increase (typical every year to account for inflation), but it’s an increase, and that extra $162 per month now lets some people qualify automatically who were previously $50–$100 over the old limit. The 2025 Medicaid Numbers You Need to Know Gross Monthly Income Limit: $2,991 Asset Limit: $2,000  (unchanged) – you must be able

If you're a Florida resident on Medicaid  with a paid-off house , you might worry about losing it to estate recovery after you pass. The good news? You can still get a Lady Bird deed —and you absolutely should. This simple tool keeps your home out of probate, avoids Medicaid claims, and passes it directly to your heirs. In this guide, we'll break down how Lady Bird deeds work for Medicaid recipients, Florida's generous homestead exemptions, and why skipping probate saves you